Build Your Dream Home with Confidence — Construction Loans Made Simple
Backed by Australia's largest Aggregator, we can compare over 60 lenders and thousands of products with our leading technology and we will even play hardball and get you a competitive rate. So you can go back to doing the things you love!
From Bare Land to Finished Home — We’re With You Every Step
Planning to build your own home or investment property? A construction loan can make it happen — but it works very differently from a standard home loan.
At Help Street, we specialise in construction finance and make the process smooth, clear, and stress-free from start to finish.
We’re a team of experienced ex-bankers who understand the complexity of building finance. We know how lenders work — and we know how to get your construction loan approved, structured correctly, and funded on time at every stage.
How Construction Loans Work
A construction loan is released in stages, not all at once. These stages (called "progress payments") align with your build timeline — such as:
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Land Settlement
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Slab/Base Stage
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Frame Stage
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Lock-Up Stage
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Fixing Stage
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Completion
You only pay interest on the amount drawn down at each stage — which can save you money during construction.
We’ll manage the process with your builder and lender to make sure funds are released on time and your project stays on track.
Why Choose Help Street for Your Construction Loan?
✅ Ex-Bankers Who Know the System
We’ve worked on the inside. We know how to get construction loans approved quickly and avoid the delays and red tape that hold up so many builds.
✅ Strategic Loan Structuring
We help you structure your loan the smart way — whether you're building to live, invest, or subdivide. We’ll also discuss offset accounts, fixed vs. variable rates, and redraw options to ensure your loan suits your long-term goals.
✅ Access to 40+ Lenders
Not all lenders do construction loans well. We know which ones offer the best turnaround times, lowest fees, and most flexible terms — so you don’t waste time with the wrong bank.
✅ Real Support, Real Results
No call centres. No bots. Just dedicated experts who understand your vision and work to bring it to life.
Save Yourself Weeks of Costly Trial and Error By Using Our Proven Process.
Why Struggle Alone? Let’s Make This Easy.
You could spend weeks trying to figure it all out — or you could tap into our expertise and technology to get the right loan without the stress.
And the best part? It won’t cost you a cent more.
Mortgage brokers bring competition to the market, helping drive rates down for all Aussies — and often securing better deals than going direct to a bank.
That’s why 76% of smart Australians now choose a broker.
Want more of your hard-earned money in your pocket — not the bank’s?
"I had a fantastic experience with Rosa. From the beginning, Rosa’s friendly and knowledgeable approach made me feel confident in her abilities. She took the time to understand my financial goals and worked tirelessly to find the perfect mortgage solution.
Rosa’s dedication to her clients is unmatched. She kept me informed every step of the way and ensured that the entire process was smooth and stress-free. I couldn’t be happier with the outcome.
If you’re looking for a mortgage broker who truly cares and delivers exceptional service, Rosa is the one to choose. She exceeded all my expectations and made the journey enjoyable."
Saba Afshar, built two properties with us.
Client Story: Sarah’s Dream Becomes Reality
Sarah came to us frustrated. Her bank had made the loan process unclear, slow, and stressful. She was building her family home and couldn’t afford delays.
We helped her get the loan structured correctly, got it approved fast, and guided her through each drawdown stage — ensuring her builder got paid on time.
“Help Street made the process so easy. They actually explained everything and were always available when I needed help. I couldn’t have done this without them.”
Sarah now lives in the home she dreamed of — and we helped make it happen.